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Finance Your Purchase
Benefits of KENT Financing
Apply Quickly and Securely
Submit your application for KENT Financing on any device, any time and anywhere. You’ll receive a decision and credit amount within minutes so you can shop right away!
Budget to Cover Large Purchases
Need building or renovation supplies? Interested in replacing your appliances? With KENT Financing, you can break up large expenses into smaller payments over time.
Buy Now and Pay Over Time
Defer your payments from 6 months to 18 months or set up equal monthly payments ranging from 24 months to 60 months.*
Choose the KENT Financing offer that works best for you
Option1: Buy Now Pay Later:
Plan: No Payment, No Interest if Balance Paid in Full Within Promotional Period
A Plan where no minimum payment will be due on the purchase during the promotional period. Finance charges will accrue on the purchase from the beginning of the promotional period. However, if you pay the purchase price in full by the expiration date of the credit promotional period, all of the accrued Finance Charges will be waived and no Finance Charges will be assessed on the purchase. Otherwise, if you choose to not pay the purchase price in full by the expiration date of the credit promotional period, all of the accrued Finance Charges will be assessed at that time.
| Plan Length | Availability | Min Purchase* (Pre Tax) |
|---|---|---|
| 6 Months | Available Everyday | $299 |
| 12 Months | Available Everyday | $999 |
| 15 Months | Promotionally Only | $999 |
| 18 Months | Promotionally Only | $999 |
Option 2: Buy Now and Pay Over Time:
Plan: Equal Payments with Reduced Interest (9.99%)
A reduced rate Finance Charge will be charged on the purchase. The amount of the purchase plus Finance Charges is divided by the term to arrive at equal monthly payments which will be due each billing cycle. Interest is precalculated and included in each monthly payment.
| Plan Length | Availability | Min Purchase* (Pre Tax) |
|---|---|---|
| 24 Months | Available Everyday | $299 |
| 36 Months | Available Everyday | $999 |
| 48 Months | Available Everyday | $1,499 |
| 60 Months | Available Everyday | $1,999 |
Frequently Asked Questions
A: With Fairstone’s online KENT Financing application, you can apply - anytime, anywhere and on any device - quickly and securely in 3 easy steps:
1.) Visit us in-store or online
2.) Access and complete the application
3.) Receive a decision and credit amount in minutes
A: There are four ways you can pay your account:
1.) Telephone or online banking: enter Fairstone - Retail Financing as the payee
2.) At your financial institution: in some cases, institutions will help you set up monthly recurring payments
3.) At a local Fairstone branch: Visit Fairstone.ca/branches and find a branch near you
4.) By mailing a cheque payable to Fairstone: include your account number and the payment amount on the return portion of your monthly statement and address it to:
Fairstone Financial Inc.
Attn: Payment Processing
630 René-Lévesque Blvd. W., Suite 1400 Montréal, Quebec, H3B 1S6
A: Simply register for online account management and log into your account to get updates regarding your Fairstone KENT Financing account such as monthly electronic statements, account balance, payment due date, minimum payment, and recent transaction history.
*On approved credit. An annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”).
*KENT Financing is provided by Fairstone Financial Inc. and is subject to credit approval. Purchases made on approved credit accounts will be subject to the terms and conditions provided in account documents.
® Trademarks of Fairstone Financial Inc.
Fairstone Financial Inc. is a wholly owned subsidiary of Fairstone Bank of Canada.